Younited Credit is an online personal credit granting platform. Born in 2009, the institution allows clients to obtain financing quickly and simply, without bureaucracy. The loans have very attractive and differentiating characteristics of the financial market.
Credit Personal Credit
From the moment the customer requests a Younited Credit personal credit until he receives the amount in his current account, he spends little time. After the customer completes the online form, the client receives a preliminary response immediately. Then the client must send the necessary documents through his Younited Credit client area.
After confirmation of the documents, Younited Credit gives a definitive answer to the client within 48 hours. Finally, the customer must sign the agreement – he can do it through the digital signature available on the online platform – and will have the desired amount in his account a few days later.
Due to the automation of processes, Younited Credit is able to make immediate and objective decisions, allowing customers to offer competitive interest rates and avoid charging many commissions. In this case, Younited Credit only charges for the analysis of the credit applications and the remuneration of the investors for the assumed risk.
The amount of financing varies between € 3,000 and € 40,000. The customer can choose from 5 payment options: 24 months, 36 months, 48 months, 60 months or 72 months. As the contracted interest rate is fixed, the monthly installment that the customer will pay is always the same. In this way, the ease in managing the family budget is greater.
Younited Credit personal credit is very flexible. The amount available can be used for a variety of purposes, such as buying a new or used car, building works, buying furniture and appliances or moving houses, consolidating credits, having greater financial liquidity, marrying or going on vacation, paying a course or a medical expenses, among others. The customer may also request a personal credit for no purpose.
For added security, the consumer can choose Younited Credit personal credit protection insurance. Basic insurance offers protection in the event of death or temporary or absolute disability. Senior insurance, for consumers over 65 years of age, only protects in case of death. Basic unemployment insurance, on the other hand, receives basic protection, but also the payment of the monthly installments of the personal credit Younited Credit in case of involuntary unemployment of the client.