Proof of Residence: What is and what can be used? Finance

 

 It is common, in the list of documents necessary to make a registration, request a personal loan or open a bank account, be requested that the person take the proof of residence .

This is a way of proving that the address being informed is correct and is real, that is, it is another way to try to avoid false scams and registrations .

Although it may seem like a simple document, it is not always. When you change city, for example, and you do not have any account in your name yet, how will you prove the address?

If you are going to work in another state, and the company asks you to open an account with a different bank from your current one, how will you prove that you live in the place you just arrived?

Of course for all this, there are alternatives that go beyond the water and light bills in your name. Learn more about proof of residency and see tips on how to proceed in each case.

 

What is Proof of Residence?

 

What is Proof of Residence?

 

Proof of residency is nothing more than a paper or document proving that you actually live at the address you are reporting, that is, that you have a fixed residence.

The water bill, the bill, the credit card bill, or the monthly charge for your mobile plan are examples of documents that can serve as proof of residency .

In addition to avoiding fraud, this paper helps the company to make sure that, if necessary, you can be found at a fixed address, either for sending a new card or for a charge.

In general, the companies ask that the document taken as proof of residence is recent and has a maximum of 90 days of issuance.  

So it’s no use taking a bill that won two years ago. It is necessary to arrange something current , even if you continue living at the same address.

In addition, it is indicated that the proof of residence is in the name and in the CPF of the person who needs to prove the address .

In most cases, companies will not accept vouchers for third-party names. After all, how will you know that you actually live locally if the proof document does not have your name?

It is worth remembering that there is no difference as to whether the house is owned or rented. If your data and address information is correct, that’s enough.

You must check with the requesting institution what it will accept as proof . It is worth mentioning that if you have cell phone in your name, but it is prepaid, you can call the carrier and ask for a statement of expenses.

This will be sent to the registered address and can be used as proof of residence . The validity is 90 days.

 

What is a Residency Statement?

 

What is a Residency Statement?

 

 Did you just move in and have no proof of address in your name? The declaration of residence ends up being a good alternative.

In this case, there is both a document filled in by the person himself and the declaration of residence that is made by third parties.

When the proof is, for example, to register in a selective process , sometimes the organizer of the proof already has a printed statement, in which you write your full current address and sign, attesting that it is correct and true.

However, when you go, for example, open a bank account, if the institution accepts, the declaration of residence must be made by third parties .

The person who will declare will put personal data, such as full name and CPF, and inform that you reside in the address of domicile. After you make the statement, you will need to print and sign.

In some cases, the company that is requesting the statement may require that a notarized firm be recognized or that you provide a copy of the identity of the person who issued the declaration of residence to you.

This helps to prove that the signature is real and that there is no fraud.

See a model of declaration of residence made by the person concerned:

 

 

What Can Be Used As a Proof of Residence?

 

What Can Be Used As a Proof of Residence?

 

 Before you have access to a list of documents that can be used as proof of residency , it is important to know that not all are accepted by all institutions. There are cases where only water, electricity and telephone bills are considered vouchers. Ask on the spot, before you arrange yours.

In general, they are accepted as proof of residence:

  • Water accounts;
  • Light beads;
  • Pay-TV account;
  • Internet account;
  • Cell phone beads;
  • Fixed telephone bills;
  • Rental agreement, provided that a notarized firm has been recognized;
  • Recent Income Tax Statement;
  • IPTU collection card;
  • Charge of collection of the IPVA
  • Contracheque, provided it has been issued by a public body;
  • Statements that have been sent by the INSS or SRF;
  • Traffic ticket;
  • Piped gas accounts;
  • Credit card bill;
  • Deed of property;
  • Extract from the Guarantee Fund sent by Caixa Econômica Federal;
  • Vehicle Licensing Registration;
  • Term of termination of employment contract;
  • Collection of condominium;
  • Health plan payment slip;
  • Document proving the real estate financing;
  • Ticket for payment of school fees;
  • Appraisal report of property that has been issued by Caixa Econômica Federal.

See if any of these documents is accepted at the location that requested proof of residency . Also, check it out when it is.

If it is a ticket or account, make sure it was issued within a maximum of 90 days .

It is worth remembering that the proof of residence must be in your name. If you are not, you should verify that you have a kinship relationship with the person with the name on the voucher submitted.  

For example, if it is the spouse, it may be necessary to present the marriage certificate.

It is worth noting that not always the proof of address on behalf of third parties is accepted.

 

Online Residence Voucher – How to get and what can be used?

 

 Online Residence Voucher - How to get and what can be used?

 

 It is common for companies to offer the customer that he receives the bills of light, credit card billing, tickets among others, online. Although the process is much more practical, many people are in doubt as to the use of these documents as proof of residence .

In general, you can print some accounts and use them as a voucher, provided your name and CPF appear and are easily identified. Among the online residency vouchers you can print are:

  • Water accounts;
  • Light beads;
  • Cell phone beads;
  • Fixed telephone bills;
  • Recent Income Tax Statement;
  • Traffic ticket;
  • Credit card bill;
  • Collection of condominium;
  • Health plan payment slip;
  • Document proving the real estate financing;
  • Ticket for payment of school fees.

To print you will need to access your email, to see the route sent to the payment or, in some cases, to go directly to the institution’s website, make the registration, find the account online and print.

Elektro, which is the company that supplies power to the State of São Paulo, requests that the person holding the power bill makes a register on the site, to then be able to print the virtual account. In Sabesp , the second account path can be accessed more easily.

Just enter the RGI (customer code) and click on follow to access the virtual account for printing.

It is very rare nowadays that a company does not accept a printed account and obtained online as proof of residence , provided the account is recent, is less than 90 days and is in the name of the interested party.

However, even so, it is appropriate to ask beforehand to avoid problems.

 

Do I Need a Proof of Residence to Get a Loan?

Do I Need a Proof of Residence to Get a Loan?

The personal loan is a form of credit and needs a series of documents that prove both your identity and your conditions to pay the amount requested.

To avoid fraud and ensure that you will find the customer for a possible charge, financial institutions usually ask the person concerned to present the proof of residence .

It is also common to ask for CPF, RG and proof of income. When the loan is made online, in most cases, the proof of virtual residency is sufficient.

Simply download a bill of water, light or telephone that is recent and in your name and forward.

To obtain a personal loan in Bom Pra Crédito you can send the proof of residence online, as well as the photo of the RG and CPF, so that your proposal can be analyzed.

Proof of Residency Model

 

 Proof of Residency Model

 

 There is no certain model of proof of residence , as each company issues the accounts in a way. Just pick up an original light, water or telephone bill that is in your name.

However, if it is necessary for someone to make a declaration of residence for you, you can use the following model of residence declaration.

 

Frequently Asked Questions About Proof of Residence

 Frequently Asked Questions About Proof of Residence

 Still have questions about proof of residency and how to proceed? See the FAQs!

How to Get a Proof of Urgent Residency?

Do you have electricity, water or telephone bills in your name? If so, take one of them to use as proof of address.

If you do not have a print account, go to the service provider’s website and see the second online account. Just print and present.

Remember that in general you can use one of the following documents:

  • Water accounts;
  • Light beads;
  • Pay-TV account;
  • Internet account;
  • Cell phone beads;
  • Fixed telephone bills;
  • Rental agreement, provided that a notarized firm has been recognized;
  • Recent Income Tax Statement;
  • IPTU collection card;
  • Charge of collection of the IPVA;
  • Contracheque, provided it has been issued by a public body;
  • Statements that have been sent by the INSS or SRF;
  • Traffic ticket;
  • Credit card bill;
  • Piped gas accounts;
  • Deed of property;
  • Extract from the Guarantee Fund sent by Caixa Econômica Federal;
  • Vehicle Licensing Registration;
  • Term of termination of employment contract;
  • Collection of condominium;
  • Health plan payment slip;
  • Document proving the real estate financing;
  • Ticket for payment of school fees;
  • Appraisal report of property that has been issued by Caixa Econômica Federal.

If you still can not get anything, call your credit card company and ask them to send the duplicate of your invoice via email. You can print and use it as an urgent proof of residence .

Does Digital Invoice Serve as Proof of Residence?

Overall, yes. You can use:

  • Water accounts;
  • Light beads;
  • Piped gas accounts;
  • Fixed telephone bills;
  • Fixed internet accounts;
  • Cable TV account.

All of them must be recent, have a maximum of 90 days of issue and appear all your personal data.

How to take proof of residence by CPF?

To get a proof of address using your CPF, you must have a light, water or telephone bill in your name.

If you have, go to the company’s website and use your CPF to register. After that, click “duplicate”, choose the account and make the impression.

Which Certificate of Residence Or Back Accepted?

 According to the website of Detran São Paulo , it is accepted as proof of residence :

  • Water bill;
  • Electricity bill;
  • Telephone bill;
  • Gas bill;
  • Cell phone bill;
  • Internet account;
  • IPTU;
  • ITR;
  • Condo ticket;
  • Correspondence originating from financial institutions (public or private) or public bodies;
  • Correspondence posted and sent by the Post;
  • Contract of rental of property in force.

The receipt must have a maximum of 90 days of issue . If the person does not have it, proofs will be accepted from relatives and spouses, as long as it proves the kinship or marital status.

This can be done through RG, birth certificate, marriage certificate or marriage certificate.

Detran also accepts the second routes issued by the Internet, from the aforementioned accounts.

How to Make a Declaration of Residence for Others?

If even with so many options, the person can not prove residence and need the statement of third parties, you can use the following model:

 

It is important to remember that it is necessary to see if the institution accepts the declaration , if it is required that it be registered in a notary’s office or if the declarant will have to provide the copy of its identity card to validate the document.

 

Conclusion

 

 Conclusion

 

 The amount of documents and accounts that can be used as proof of residence make our lives a lot easier.

In addition, the possibility of acquiring a duplicate online, allows even during a trip , if you need, how to issue the document and use without problems.

To avoid unforeseen circumstances, always keep your address updated on financials, credit card companies, among others. This will help to always have a proof of residence easily accessible.

If you have any questions about proof of residency when applying for a personal loan at Bom Pra Crédito , please contact us at @Final Finching or at one of our official service channels that will help you fulfill your dream ! It’s simple and fast!